Travel Insurance 101 – Annual Vs Single Trip Holiday Insurance

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If youre taking a journey in the near future, chances are youve already been made aware of the value of having appropriate travel cover. It is a necessary purchase to guard against financial loss incurred by delays, cancellation or interruption, lost or damaged property, illness, and accidents – in addition to a host of other real, but often unforeseeable, events. As with any policy, the extent of your coverage, which includes the dates, items, events, and people covered, depends on the policy you purchase – which in turn depends on the company you buy it from. So choose wisely! One of the first decisions you need to make is whether to purchase annual travel or single trip holiday insurance. How do you know which choice is right for you? Here are a few of the advantages and disadvantages of both.

Price

Just as with any purchase, theres a certain economy of scale involved in the business of travel cover. Everyone wants to both save money and get the best deal possible; therefore, it is important to clearly identify what you need from a policy in order to determine whether annual travel or single trip holiday insurance is the right choice for you. Because an annual policy covers several journeys over the course of a year, you end up paying a lower wholesale price compared to what you would pay in total for several. However, if you foresee taking only one holiday over the course of a year, purchasing single trip holiday insurance configured precisely to your needs is definitely the more practical option.

Convenience

Another important factor is convenience. For a person who does a lot of travelling, especially to different locations for business, convenience is of premium importance. Travellers have to contend with tight schedules, paperwork, and hundreds of tiny details that could easily lead to very unpleasant situations if neglected. If you plan several trips over the course of a year and your coverage requirements do not change significantly from trip to trip, opting for an annual plan can save you lot of time and effort with regards to negotiating and paperwork.

Coverage

The final consideration which policy best suits your needs is coverage. An annual policy generally provides the same blanket coverage for multiple journeys, which makes it perfect for those that are somewhat repetitive and mundane in nature, such as business visits to satellite offices in other countries or to visit the folks back home for ex-pats.

However, if you travel for pleasure and visit different places seeking diverse experience each time, a single policy that can be configured to your individual needs may be the right choice. For example, if youre planning a high-octane adventure to the French Alps, you may need hazard insurance if you plan to go skiing or paragliding, which annual plans generally do not cover.

Three Easy Steps To Your Dream Vacation!

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Let’s face it. For many of us, our dream vacation may not quite fit into our financial possibilities. But with persistent determination, diligence and discipline, your dream vacation could be much closer than you may think! Here are 3 easy steps to your dream vacation.

1. Join a Home exchange program. When it comes to a dream vacation, you simply cannot get any better that FREE!! Home exchange programs allow you to swap homes with other home-owners in your dream vacation destination. This means you save on costs of accommodations! There are several excellent home exchange websites that provide great information about swapping homes. We recommend “Travel The Home Exchange Way” and “Know Your Trade” . There is no better way to fast forward to a dream vacation!

2. Put your credit cards to work for you! Just about everyone uses credit cards in one way or the other, so as long as you are going to use one, why not let it work for you? Get a credit card that allows you to accumulate credit-card miles, which you can then use for FREE travel awards, travel upgrades and many other luxuries you may otherwise have to dish out large sums of cash for. So before you make your next charge, find out if your current credit card offers any travel rewards. If not, its time for a switch. There are many credit cards that award airline miles, cruise vacation points or hotel points.

Caution: Do NOT make unnecessary charges on these travel award cards merely to get a free airline ticket! Use the travel reward cards to pay for necessary expenses! The trick is to use the card to make purchases you would have made with cash. Then pay off the card to a zero balance each month. That way, you made a purchase you would have made with cash anyway PLUS are piling up points toward great travel awards.

3. Liquidate unnecessary assets. So now you got free accommodations and a free airline ticket. But what about spending money? Most of us have stuff all around the house that we seldom ( read:never) use. Why not sell it and use that cash as spending money on your dream vacation? You can hold a virtual yard sale by using Craigslist and Ebay to you sell stuff you no longer use or need. Remember, one man’s junk is another man’s treasure.

Follow these three easy steps and you may be enjoying your dream vacation much sooner than you think. It really is as easy as 1-2-3.

Most Beautiful Beaches In Venice Italy

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Venice is the most beautiful and entertaining city in Italy. There are a lot of things which will attract your mind completely and you will try to stay in Venice hotels for some more time. There are many attractive beaches too which completely bind you where you will never fell boring and will not try to go away. These beaches are not only standing for a little entertainment with water but it comes under top most lovely and beautiful beaches of north Italy.

You will spellbind from that lovely warm sand and water of the sea and cannot get out of there. Lets take a look towards a little bit information about some of those beautiful beaches in Italy.

Rosolina Beach
You will be wonder that this is 8 km long beach which has very fine and clean sand. You will get a lot of entertainment playing with this fine and beautiful sand. You will not find it full of crowd because of its length. However you will get feel some crowd on August and weekends of July. The interesting thing is that it is over 100 meters wide too which put this beach under the line of beaches which has huge size.

Albarella Beach
It is another lovely and beautiful beach in Venice. Some of these beaches may be associated with Venice Italy Hotels because some Venice hotels exist on any islands which cover all area of the island. You can find this beach easily along the road from Rosolina. If you want to spend time on this beach then you have to pay some cost there because it is on a private island that reserves all the area of the island.

It is about five kilometer long and has great width about 2 kilometers. You will get 2 million trees here, which makes it too popular. The meaning of Albarella is Poplar tree.

So again if you like to have fun on this beautiful beach then you have to stay in that Venice hotel because it is on a private island and only guest of the hotel is allowed to come here.

Alberoni
You can have the fun on this beach with free of cost. The natural beauty of this beach and free entry makes it different from all other beaches. You will not get a look full of umbrellas there like we can found on other beaches. They have a row of chair and umbrellas over there. So if you want to get feel some relax and want to spend some time away from your busy schedule then you should come here and feel relax.

The Qualities That Make Golden Beach Homes The Perfect Choice For Luxury Real Estate Buyers

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Golden Beach homes are the perfect real estate property options for luxury real estate buyers who seek the most extraordinary luxury home properties within Florida today and we are going to look at the different qualities that make these real estate property options so outstanding.

The Community

Beginning with the fact that the community of Golden Beach is considered to be one of the most exclusive communities within the United States today, people can easily look forward to living within a superb residential setting that lives up to the highest of living standards as the median household income of its residents is $154,653 which is far above that of the entire state of Florida which is $44,736.

The Location

The town of Golden Beach is located along the northern end of State Road A1A right along the Miami-Dade and Broward County line which is bounded by the Intracoastal Waterway on the west and the Atlantic Ocean on the east. As a result, people who live within the town are given breath-taking views which are easily accessible from their very own homes.

The Convenience

One of the important things that people tend to consider is being able to have as much convenience as possible and that is definitely something that Golden Beach homes are able to provide since the town in which they are located happens to be just minutes away from places such as Aventura, Bal Harbour, Fort Lauderdale, Miami, Hallandale Beach, and Sunny Isles Beach.

The Security

While the town is located within close proximity to so many other popular places, the fact that Golden Beach Homes are found within an exclusive community has made it a safe and secure place to live which outsiders cannot easily enter since most residents tend to be people who hold such high value when it comes to their personal privacy and safety.

Aside from the fact that the entire community is well-protected at all times by its own police force, Golden Beach homes also come with their own security systems which ensure that residents are given the peace of mind of being safe at all times.

The Selection

One of the most exciting aspects of going through the luxury real estate market is the actual selection of Golden Beach Homes which include oceanfront options that offer the most impressive architectural designs and first-class amenities. Property buyers should definitely get in touch with a real estate agent to learn more about the stunning selection of options which offer people their own private paradise within Florida.

Visit The Capital City Of India With Country Vacations Delhi

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Delhi the capital of India; is spread in different directions along the river Yamuna and symbolizes the soul of the country. Delhi is very much famous for its beauty, versatility in culture and existence of various historical monuments. The city earlier known as Indraprastha was founded by the Pandavas in 1500 BC and was situated near the Old Fort. Numerous emperors rules over the city in the ancient era which makes the city richer in culture. The city consist the marks of those emperors as historical monuments and presents the picture of the ruler and culture prevailing at that time. But now in this modern age Delhi is a mixture of traditional and modern culture and includes modern design buildings, lush green gardens and various tourist venues.

Exploring the Delhi with comfortable facilities and services of Country Vacation Delhi can be full of fun, excitement, rejuvenation and luxury. Country Vacation Delhi club is situated at Rose Garden, Charmwood Village, Surajkund Road Faridabad 121009. Earlier the country club was famous with the name of Eros Regency Club and it covers the total land area of 1.27 acres. The country club is 30 km away from Airport and 35 km from New Delhi Railway Station.

Country Vacation Delhi is a part of the biggest group of family clubs called Country Club India Ltd which includes 50 resorts as owned properties and 155 resorts as franchised properties. Country Vacation Delhi is located at the isolated place that keeps the tourist away from the disturbance of the loud and crowded city and presents the relaxing and refreshing facilities for vacations. The country club Delhi presents the exotic services in the banquet section for theme parties and social gatherings including family functions accommodating 500 people at a time.

The Country Vacation Delhi provides luxurious business facility to organize conference meeting to the corporate guests. The country club guest can have the fine dining in gorgeous restaurant where delicious food of all variety ranging from Indian to Mughlai, Italian and so on is served. Huge variety of finest wines and liquors in the bar gives the splendid comfort to the guest. Guests who are more interested in sporty activities can spend their time in the play area of table tennis, lawn tennis, badminton, card room and billiards. The club provides the beautiful swimming pool for the adults along with toddlers pool for kids. Country Vacation Delhi resort provides the facility of uninterrupted power with its generators and power backup units. The club can also accommodate up to 50 vehicles in parking area. The refreshing and relaxing sauna and steam room of club provides the new energy to the guests life.

To add charms to a holiday to Delhi, Country Vacation Delhi makes sure to welcome its guests with full hospitality and pleasure.

Six of the most beautiful tropical islands in Africa

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Africa is renowned for safaris, exploring historical Egyptian pyramids and as well as the city of Cape Town. Even so, The African continent also offers a number of beautiful tropical islands.

Madagascar island is one of the several largest sized islands on the planet but you can also find much smaller African islands which are certainly worth checking out.

So many of these islands in Africa have an incredible historical past, outstanding wildlife and shorelines which easily equals beaches in Southeast Asia.

Reunion can be found off the African east coast. This scenic tropical island was found by the Portuguese around 500 years ago.

Tourists that holiday on Reunion island are able to view the base of the local volcano, look at the stunning landscapes, visit Indian temples and of course enjoy exotic beach destinations.

Sao Tome is an island based in the Gulf of Guinea and is also about 300 km from the Central African coast. Sao Tome is the most well known of the two tropical islands.

The island the largest producer of cocoa and even one of the largest growers of coffee on the planet. Enticing coasts, a large amount of coconut palms, waterfalls and luxury hotels makes it a popular holiday destination for travelers from across the world.

Mauritius can be located around 1000 miles to the east of Africa. The shores are really amazing and the island is encircled by reefs.

The island is popular amongst tourists and is wonderful for relaxing and romantic holidays. Holidaymakers will even see loads of waterfalls, wildlife reserves and mountains.

The island Of Boa Vista forms part of the Cape Verde archipelago and is situated alongside the African continent. Boa vista is mainly flat, apart from a few volcanic formations in areas such as Fundo and Rabil.

The most popular beach destination is Santa Monica beach which can be found to the south of the island and with its unending stretch of stunning beaches and transparent seas, you will not find it difficult to find a place to relax.

The exquisite shores are a series of amazing bays and could very well be the most breathtaking island in these parts of the world.

Located off the eastern coastline of Tanzania is the lovely Zanzibar island. Zanzibar is normally referred to as the Spice Islands and its the gem of Africa.

You will find enchanting architecture, unique fruits, a variety of spices and also friendly people. The scenic tourist beaches and the unique nature really does make Zanzibar one of the most gorgeous tropical islands. You will see at least 27 fabulous beach destinations.

Djerba is considered to be the largest island destination in north Africa. Djerba is located within the Gulf of Gabes and is near to Tunisia.

Spectacular palm trees and very clear seas and of course fabulous shores draws in enormous amounts of people from all around the world.

The early evenings is the ultimate time to discover the beautiful streets. Go into any of the restaurants that offer terrific seafood.

Diani Reef Ideal destination for leisurely traveler

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Diani Reef is one of the most luxurious Beach Resort of Mombasa, Kenya that is located in the pristine sands of South Kenyan beach. It is spread over 35 acres of land amidst the Kenyan sea coast and overlooks the mesmerizing waters of the Indian Ocean. It features several penthouse suites, deluxe suites, and standard rooms, junior and presidential suites which are tastefully decorated for ensuring comfort of the occupant. It is an ideal location for a leisurely traveler who is planning for stress free holidays with the closed ones. It is also a perfect place for organizing any corporate or social event and provides enchanting experience to the guests. The Diani Beach Resorts Kenya is equipped with ice cream corners, caf and restaurant that serve mouth watering food to the guests. At Coral Rock Caf the chefs are professional and are knowledgeable about multi cuisine recipes. They use fresh ingredients to produce tasty food and offer prompt service at the demand of the guests. It also features Sake Oriental Restaurant that blends Japanese Teppanyaki, Chinese & Indian Cuisine. The staff offers impeccable service and books reservations for dinner, lunch or breakfast at the request of the guests. Its chefs excel in preparing innovative recipes and deliver outstanding experience of multi cuisine dishes.

The Fins Seafood & Grill of Diani Kenyan Resorts is the specialty of the Resort which is the favorite place for the sea food lovers. It serves fresh meat to the visitor which is sizzling and mouth watering that enhances the continental dining experience. It transforms the ambience of the Resort from informal afternoon to formal evenings which is perfect for romantic candle light dinner.

The garden facing rooms of the Diani Kenyan Resorts are equipped with modern appliances for the high comfort of the user. There is a mini bar installed in the rooms which is fully equipped with wide range of premium beverages. The rooms are centrally air conditioned which offers a visually attractive view of the blue Indian Ocean. They are furnished elegantly and complement the dcor of the interior offering high level of comfort to the user. One may also carry on the work related activities at the rooms with the use of modern equipments like internet, projector, etc. The user may enjoy a sip of cocktail on the terrace of the sea facing rooms and unwind in the natural environment watching the magnificent beauty of the garden and sea.

Broken Group Islands

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Located on the west coast of Vancouver Island facing the waves of the Pacific Ocean, these islands are a maze of pocket beaches, exposed reefs, lagoons, thickly forested islands and bare, barren rocks. The outer islands are totally exposed to the force of the Pacific Ocean; the inner ones are the best for water activities.

This component of the Park encompasses an area of in the region of 130 square kilometres. The middle part of the Pacific Rim national Park is an archipelago of more than one hundred islands and rocks. The islands are scattered throughout Barkley Sound between Loudoun Channel and Imperial Eagle Channel and total 10,607 hectares, of which 1,350 hectares is land.

These islands are one of the three components of the Pacific Rim National Park. The Broken Group Islands have become a trendy destination for wilderness camping, sightseeing and boating. From the sandy beaches and quiet lagoons of the inner islands, to the sea caves of the outer shores, there is a lot of wildlife to see in this remote biosphere, and the word is spreading.

Paddlers from around the world come to this sheltered location. Even inexperienced sea kayakers can navigate these channels the channels in this region. The area is best accessed by boat and seen with tour guides that can be hired in Bamfield, Toquart Bay, Ucluelet or Port Alberni. The inner island area is protected from the extreme ocean conditions that batter more exposed sections of the west coast.

The Broken Islands Group is a group of small islands and islets in the middle of Barkley Sound on the West Coast of Vancouver Island, British Columbia, Canada. The group is protected and is known as the Broken Islands Group Unit of the Pacific Rim National Park Reserve. This reserve includes Broken Islands Group along with the Long Beach and the West Coast Trail.

Kayaking the Broken Group Islands provides a true west coast experience in sheltered waters. Kayakers come to explore the tidal pools and observe marine life in the area. The marine wild life’s sheltered environment is attractive to first time paddlers wanting to experience the Canadian west coast.

Most kayaking tours of the Broken Islands usually make their way through the chain, stopping at designated campsites on the different islands. All of the different sites are easily reached within a day’s paddle of one another.

Some of the marine wild life found in Barkley Sound is home to whales, sea lions, bald eagles and a large variety and abundance of intertidal sea life including sea arches, sea urchins, sea anemones, sea cucumbers, and sea stars.

Columbias Best Holiday Lights Displays

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Celebrate the holiday season in Columbia, South Carolina by enjoying some of the best light displays in the state. Attend Lights Before Christmas at the zoo, Holiday Lights on the River at Saluda Shoals Park, or Harborside Lights at Lake Carolina. Visitors of all ages will enjoy the seasonal activities.

Lights Before Christmas is one of the signature events at Riverbanks Zoo and Gardens. The zoo grounds sparkle with nearly one million lights and animated holiday displays from November 17-December 30. Enjoy the holiday music and warm up around the Jingle Bell Bonfire. Hot chocolate, marshmallows, and other treats are available for purchase. Children may visit with Santa. The event runs from 6-9 pm nightly, except Thanksgiving, Christmas Eve, and Christmas. Advanced tickets are $8 for adults and $6 for ages 3-12. Prices are $2 more after 5pm at the gate. Riverbanks Zoo is located at 500 Wildlife Parkway, off I-26 at Greystone Blvd.

Holiday Lights on the River is the largest drive through Christmas lights display in the midlands region. Located at Saluda Shoals Park, the light show runs November 21-December 31 from 6-10pm. The two mile driving loop features more than a million dazzling lights and over 400 animated lights displays. Visitors will see a Victorian Village, Old Man Winter, and the 12 Days of Christmas. The Dazzling Dancing Forest comes alive with dancing, lighted trees synchronized to holiday music. Park the car and walk along the Wetland Wonderland Walking Trail or take the Red-Nose Express Hayride for $1. Enjoy the thrilling Winter Wonder Ride on weekends, or nightly from December 14-23. Riders tube downhill on a 125 foot course through a series of lighted arches. This ride is fun for the whole family. Tickets are $2 per slide and tubes are provided. Visit on Nights of Wonder, December 14-23, for 10 nights of special family activities. Make holiday crafts, visit Santa and the gift shop, purchase refreshments, and roast marshmallows. Ride the Saluda Shoals Choo-Choo for $2 per person. Admission to Holiday Lights on the River is $10 per car and $20 for 15-passenger vans. The park is located at 5605 Bush River Road.

The residential community of Lake Carolina hosts their annual Harborside Lights on December 7 from 6-9pm. Visitors may drive through Lake Carolinas beautifully decorated neighborhoods and enjoy thousands of lights and luminaries at the Village Green and Town Center. The family celebration includes musical entertainment, visits with Santa, horse-drawn carriage rides, and holiday treats. The activities also include the Harborside Lights 5K and Fun Run. The Lake Carolina community is located northeast of Columbia at 100 Lake Carolina Blvd. The event is free and open to the public.

Plastic Travel Mugs Vs Stainless Steel Travel Mugs

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There are three categories of travel mugs: plastic travel mugs, stainless steel travel mugs and ceramic travel mugs. The most popular travel mugs are stainless steel and plastic travel mugs. Ceramic travel mugs have fewer products available and less demand on the market but still have some high quality mugs. Those looking for travel mugs will likely have to choose between stainless steel travel mugs and plastic travel mugs, so this article reviews the pros and cons of the two types of portable coffee drinking devises.

Stainless Steel Travel Mugs

Pros: Using stainless steel to make travel mugs is a recent occurrence as aluminum and plastic were the preferred traditional methods. Stainless steel became popular because of its superior insulation abilities and light-weight. Stainless steel is also very durable and has a longer shelf-life than plastic travel mugs. For customization purposes stainless steel allows not only custom printed logos but engraved logos as well.

Cons: Though this is not always the case, stainless steel travel mugs can be more expensive than plastic travel mugs. Stainless steel is considered a higher quality material than plastic so naturally it costs more. Stainless steel by itself often has a bland look to it, which is why most stainless steel travel mugs employ riged or curvaceous designs and sometimes even add plastic and rubber.

Plastic Travel Mugs

Pros: Though plastic is often thought to be a softer material, most travel mugs are made of a substance known as hard plastic that can take nearly as much punishment as any metal material. Plastic travel mugs are often more colorful than stainless steel mugs because plastic is easier to print color on. Plastic as a material is also relatively less expensive making plastic travel mugs less expensive than stainless steel travel mugs in general.

Cons: Plastic travel mugs do not insulate as well as stainless steel travel mugs. Plastic travel mugs also cannot achieve the same metallic designs stainless steel travel mugs can that are considered by many to be aesthetically pleasing. Lastly, plastic travel mugs are more difficult to engrave on and very few items can have custom engraved logos.